Grow.
Your crypto, working 24/7.
Pick a vault, deposit any token from any chain in one click, and watch it grow — real yield from battle-tested DeFi vaults. Your keys, your funds, withdraw anytime.
How yield vaults work on CoinXchange Grow
CoinXchange Grow deposits your crypto into established DeFi yield vaults in a single step. You keep custody throughout, you can withdraw at any time, and deposits can start from any supported token on any supported chain — Grow handles the conversion and bridging as part of the deposit.
A yield vault is a smart contract that puts deposited assets to work in an underlying DeFi strategy — typically lending, liquidity provision, or staking — and returns the proceeds to depositors. Grow does not run these strategies itself. It aggregates vaults operated by established protocols and routes your deposit into the one you select, so the yield and the risk both come from the underlying protocol, not from CoinXchange.
Yield is variable and is not guaranteed. A quoted APY reflects recent performance of the underlying strategy and can fall, including to zero. Deposited funds are exposed to the smart-contract risk of the vault and protocol you choose, and in some strategies to impermanent loss or liquidation of the underlying position. Nothing in Grow is a deposit account, and none of it is insured.
Fees are charged on deposit only: 0.5% for a same-chain deposit and 1% where the deposit crosses chains, reflecting the extra routing involved. Withdrawals are never charged by CoinXchange. Network gas and any underlying protocol fees apply separately and are shown before you confirm.
Frequently asked questions
What is a yield vault?
- A yield vault is a smart contract that pools deposits and runs a DeFi strategy with them — lending the assets, providing liquidity, or staking — then distributes the returns to depositors in proportion to their share. You hold a claim on the vault rather than a fixed-term product, which is why you can exit whenever you choose.
What does CoinXchange Grow charge?
- Grow charges a deposit fee of 0.5% when the deposit stays on one chain, or 1% when it crosses chains. There is no withdrawal fee. Blockchain gas and any fees taken by the underlying vault protocol are separate and are displayed before you confirm the deposit.
Can I withdraw at any time?
- Yes. Grow only lists vaults that permit withdrawal on demand, so there is no lock-up or fixed term imposed by CoinXchange. Settlement still takes as long as the underlying protocol and the blockchain need, and in rare cases a strategy with illiquid underlying positions can delay a large exit.
Is my yield guaranteed?
- No. Displayed APY is based on the recent performance of the underlying strategy and changes continuously — it is an observation, not a promise. Returns can fall to zero, and the value of your deposit can decrease. Grow is not a savings account, carries smart-contract risk from the vault protocol you select, and is not covered by any deposit-protection scheme.
Does CoinXchange hold my deposited funds?
- No. Grow is non-custodial. Your deposit goes from your wallet into the vault contract of the protocol you selected, and your withdrawal comes back the same way. CoinXchange builds and routes the transaction but never takes custody, so it cannot move or withhold your funds.